Getting Started Every JELF loan begins
with an application.

Applications are open now through September 30 for the 2027 spring and/or summer semester(s).

FAQ lines

We know you have questions - and we have answers. Learn more about our loans and process!

questions

Add your email here and we'll send you key reminders about our application dates.

payment

Read about our repayment process or set up your repayment via our ACH form.

how much

Loan Amount:

Amount of Interest Saved (#82)

Amount of Interest Saved:

$550

Amount of Interest Saved:

$2,750

Amount of Interest Saved:

$5,500

Amount of Interest Saved:

$8,250

Amount of Interest Saved:

$11,000

Amount of Interest Saved:

$13,750

Amount of Interest Saved:

$16,500

Amount of Interest Saved:

$19,250

Amount of Interest Saved:

$22,000

Average JELF loan is $5,000 per academic year, but students often borrow over multiple years. This is an estimated savings only; actual amounts vary by loan size, as well as interest rate, fees, and repayment terms.

Send a note of thanks to donors and let us know how receiving a loan impacts you!

kim

kim s.

"The impact of JELF's assistance extends far beyond the financial relief. It has opened doors to opportunities that seemed out of reach, allowing me to embark on a journey towards my academic and career aspirations."

harry k. atlanta

harry k.

"JELF has helped make my academic and athletic experience possible. I cannot wait to help give back to my community and the world, and JELF has helped make that possible by helping my family afford college."

Important Dates

There are many dates to keep in mind when applying for any kind of financial aid! Set calendar reminders for our most important dates for our January-April and August-September application periods.  Questions? Contact us!

January-April Dates August-September Dates

This application period is for students needing loan assistance for the following academic year (next fall/spring/summer terms).

Jan 2, 2026 Add to my calendar
Application opens January 2nd (or first business day) through April 30. We suggest starting the application as early as possible!
Apr 30, 2026 Add to my calendar
Deadline for submitting January-April loan application and initial supporting documents.
May 31, 2026 Add to my calendar
All student loan interviews must be completed.
Jun 15, 2026 Add to my calendar
Applicant deadline for submitting all required supporting documents. These documents can be directly uploaded to the applicant or cosigner portal.
Aug 1, 2026 Add to my calendar
Students are notified of their loan amounts on or around this time.

This application period is for students that need assistance for spring and/or summer semester(s).

Aug 1, 2026 Add to my calendar
Application opens August 1st (or first business day) - September 30th. We suggest starting as early as possible!
Sep 30, 2026 Add to my calendar
Deadline for submitting August - September loan application and initial supporting documents.
Oct 21, 2026 Add to my calendar
Applicant deadline for submitting all required supporting documents. These documents can be directly uploaded to the applicant or cosigner portal.
Oct 31, 2026 Add to my calendar
All student loan interviews must be completed.
Dec 1, 2026 Add to my calendar
Students are notified of their loan amounts on or around this time.