JELF's next application period opens January 1st for the next academic year.
Let's find out if you qualify.
If you can check all the boxes below, you should apply for an interest-free loan through JELF!
Securing a CoSigner
All loan recipients must have at least one qualified cosigner, who must submit JELF's cosigner form. They will receive instructions about this at the appropriate time.
Please note that a cosigner is typically a parent, legal guardian or relative. Cosigners must reside in the U.S. JELF does not permit either current applicants or spouses of applicants to serve as cosigners. In some cases, a second cosigner may be required.
Next comes supporting documents
Now that you’ve filled out your application, the next step is to gather the required supporting documents. Please upload these directly from your account as you have them available.
We place great value on personally connecting and interviewing each JELF loan applicant and their cosigner(s).
After your application is submitted, you will schedule a virtual or in-person interview with your Local JELF Administrator (LJA). You will be told when this crucial step needs to happen and will be given the LJA's contact info at that time.
Submit Your Documents
Application is done. Interview is complete!
Now we just need you to submit your required documents by June 15 or October 21, depending on your application period.
You can upload them to your loan application or email our application staff.
Last Steps! Signing your Promissory Note
After JELF has finished reviewing all applications, JELF’s Central Office will contact you via email to let you know if you were granted a loan and for how much.
"My college journey was made possible by JELF, and I can’t express how appreciative I am for its existence."
"JELF was wonderful. Everything from the application on was easy and the people were so helpful."
There are many dates to keep in mind when applying for any kind of financial aid!
Set calendar reminders for our most important dates for our January-April and August-September application periods. Questions? Contact us!
The January-April Application opens January 1 and closes on April 30 and is for students needing loan assistance for the following academic year (next fall/spring/summer terms).
The August 1 - September 30 application period is for students that need assistance for spring and/or summer semester(s).