Legacy Matters Plan your future giving

Naming JELF as a beneficiary in your will or trust allows you to make a significant impact without affecting your financial security during your lifetime.

If you already have a will or revocable trust, amending it is quite straightforward. Simply contact your estate planning attorney and request that they insert language to include JELF. Doing this will ensure your values continue to support generations of students long after you are gone.

Sample Language:

I leave % of my estate or _____ dollars ($) to JELF - Jewish Educational Loan Fund (JELF), located at 6065 Roswell Rd, Suite 740, Atlanta, GA 30328. JELF's EIN is: 58-0568686.

Many individuals are only comfortable including a non-profit organization in their will if they know they have first provided for their family. This provides a safety net for your heirs while still supporting JELF if circumstances change.

A contingent bequest can be a good way to leave "what’s left" after loved ones are looked after.  The named charity only gets what is left after all costs and bequests to others have been satisfied.

Retirement plan assets passed on to your heirs are subject to taxes that most other assets are not.  Designating JELF as the beneficiary of your retirement plan is one of the most efficient ways of passing along your assets in a tax efficient manner.  This can turn a small investment into a significant legacy gift!

These assets are not typically governed by your will or trust. A separate beneficiary designation form shall be used by the administrator of your retirement plan. On that form name JELF with the following language:

Jewish Educational Loan Fund
EIN: 58-0568686

A life insurance policy that you no longer find useful, or a new one purchased with JELF as both owner and beneficiary, is a great way to leverage your legacy.  Further, a charity such as JELF can also be added as a partial beneficiary or a percentage of Death Benefit.  This does not replace any of your current beneficiaries.

Annuities can also make a dramatic impact on students' lives. Setting aside a certain amount or a percentage can be a great way to save your family on taxes, as well as help generations of Jewish students to come.

Contact your insurance professional to discuss the right option for you. If you need it, we are happy to provide our preferred life insurance brokers; just contact a member of our development team.

Do you wish you could afford to do more to help the community and make a larger gift? Charitable remainder trusts allow participants to make a donation of cash or assets to charity and draw annual income for their lifetime (or a specific time period). Each type of plan has unique benefits and is more or less appropriate depending on the assets you are considering using to fund the gift.

Call JELF or your tax advisor to discuss if a charitable gift that pays you income makes sense for your situation.

Create a lasting impact by endowing a gift that supports JELF's mission in perpetuity. With an endowed gift, your donation is invested, and the income generated supports Jewish students year after year. This option ensures your legacy of helping students achieve their educational dreams continues far into the future.

Inspire loved ones to honor your memory in meaningful ways:

• Leave Instructions: Specify where mourners can donate in lieu of flowers, ensuring that their contributions reflect your values and interests.
• Tangible Donations: Items such as a car, boat, or other property left behind in your will can be donated, helping to lower taxes and increase liquidity for your beneficiaries.
• Encourage Giving: Suggest that others volunteer or donate to JELF, allowing your commitment to helping Jewish students pursue their education to continue long after you are gone.

If you already have a will or revocable trust, amending it to include JELF is straightforward. Contact your estate planning attorney and request they insert the necessary language to include JELF. By doing this, you ensure that your values will continue to support generations of students, making a lasting impact on their lives.

If you have already included JELF in your estate plans, please ensure you have shared your intent. This ensures we can acknowledge your generosity and honor your wishes appropriately.