Interest-Free Loans. Lifelong Impact.

JELF helps Jewish students pursue higher education without the burden of interest.

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What is JELF?

JELF provides interest-free loans to Jewish students from FL, GA, NC, SC and VA (excluding metro DC) pursuing higher education.

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Our Impact

This year, JELF will provide $2.4 million to 500 Jewish students.  Our students pay back at a consistent 99% repayment rate.

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Student Choice

JELF allows students the opportunity to attend their choice of any U.S.-accredited college, grad school, or vocational program.

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Ready to take the next step?

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JELF students discuss how interest-free loans help them afford college.

MAKING THE CASE

Current college students share what it really takes to cover the cost of higher education and how JELF’s interest-free loans are helping them make it through this year.

College is hard enough without the burden of student loan debt.

Income rarely matches the cost.

According to JELF's student applicants, 31% of Jewish families have a household income of under $50K. The Jewish community is not immune to debt or hardship.

College is getting more expensive.

The average cost of college (public and private combined) in the U.S. is $25K/year. As inflation rises, this will only continue to grow.

Average student loan debt is $38K.

And that's a problem! With undergraduate student loan debt at an all-time high, JELF provides crucial savings in the form of loans that never accrue interest!

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A World of Interest-Free Support!

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JELF is part of a global network of Jewish interest-free loan providers. Through the International Association of Jewish Free Loans (IAJFL), you can discover resources tailored to your location - nearly anywhere in the world!

Find the interest-free loan agency serving your area.