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The JELF Impact
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from freshman to senior...
help a student succeed!

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Make payable to "JELF":
6065 Roswell Rd, Suite 740
Sandy Springs, GA 30328

check out jelf's 2021
year in review!

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JELF's Central Office
6065 Roswell Rd, Ste. 740
Sandy Springs, GA 30328
Reach out
P: (770) 396-3080
General JELF Inquiries
[email protected]
Donation Inquiries
[email protected]
Loan Inquiries
[email protected]
Repayment Inquires
[email protected]

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JELFie Submission

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Please share more about yourself! How has JELF helped you with your expenses / education / career goals? Anything else you would like us to know about you?*

JELFie Video and/or Photo
Share a great selfie, short video or other photo that you would want us to see. * Bonus points if it relates to you or your career/education in any way or you're wearing school swag!!
Max. file size: 512 MB.
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If you are a parent filling out this application for your student: please fill out the student's full name but ensure you use an email address that you can access quickly. You will need to enter a 5-digit code (emailed to you) each time you access this application.

Begin Student Loan Application

You are leaving the JELF website and will be connected to a third party website operated by Summer, PBC ("Summer") and not by JELF. JELF is not responsible for the information, content, products or services (the "Program") offered by Summer. JELF is not an agent of Summer and neither endorses nor guarantees the Program. JELF makes no representation or warranty regarding the accuracy of the Program and suggests that you always verify the information obtained from the Program before acting upon this information, including any effect your use of the Program may have on your ability to participate in federal loan forgiveness programs.

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Get reminders about the JELF application!

Get a Reminder About When Our Next Application Period Opens

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I'm inquiring about loans during the following time period:*
JELF's loan season is open every January - April and then again August - September each year. Using your best judgment please indicate when you would like reminding about JELF so that it best corresponds with when you may need it.

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The Cosigner Portal cannot be accessed until an applicant has submitted their application listing someone as the Cosigner and the Cosigner has received a confirmation email.

access cosigner portal

The Cosigner Portal cannot be accessed until an applicant has submitted their application listing someone as the Cosigner and the Cosigner has received a confirmation email.

access cosigner portal

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Including a charity in your will

If you already have a will, amending it is actually quite easy. Contact your attorney or estate planner and have them to insert the language below. Doing this will help ensure that your values help generations of students after you're gone.

Sample Language:
"I leave ____% of my estate /or _____ dollars ($____) to JELF - Jewish Educational Loan Fund (JELF), located at 4549 Chamblee Dunwoody Rd, Atlanta, GA 30338. JELF's EIN is: 58-0568686"

residual bequests

Many individuals are only comfortable including a non-profit organization in their will if they know they have first provided for their family first.

A residual bequest can be a good way to leave "what’s left" after loved ones are looked after. The named charity only gets what is left after all costs and bequests to others have been satisfied.

IRA (or other retirement plans)

Retirement plan assets passed on to your heirs are subject to taxes that most other assets are not. Naming JELF as the beneficiary of your retirement plan is one of the most efficient ways of passing along your assets in a tax efficient way for your beneficiaries.

These assets are not governed by your will or trust. You must use a separate beneficiary designation form that can only be provided by the administrator of your retirement plan. On that form name JELF with the following language:

Jewish Educational Loan Fund
EIN: 58-0568686

Life Insurance & Annuities

A life insurance policy that you no longer find useful, or a new one purchased with JELF as both owner and beneficiary, is a great way to leverage your legacy. Further, a charity such as JELF can also be added a partial beneficiary or a percentage of Death Benefit. This does not replace any of your current beneficiaries.

Annuities can also make a dramatic impact on students' lives. Setting aside a certain amount or a percentage to JELF. This can be a great way to save your family on taxes, as well as help generations of students to come.

Contact your insurance professional to discuss the right option for you. We are happy to provide a preferred list of life insurance brokers. Please email [email protected].

share your intent

There are several ways you can inspire your loved ones to show their respect and love to you after you are gone:

Leave instructions about where you prefer mourners donate to in lieu of flowers.
Material donations of items you leave behind in your will, such as a car, boat or other property can be donated to lower taxes as well as increasing liquidity for your beneficiaries.
Suggest that others volunteer or donate to JELF themselves -- so that your interest in helping Jewish students pursue their education can live on long after you are no longer here.

These types of gestures reminds those left behind of your passions and your generosity.

Life income plans

Do you wish you could afford to do more to help the community and make a larger gift? Life income plans allow you to make a donation of cash or assets and receive an income for your lifetime. Each type of plan has unique benefits and is more or less appropriate depending on the assets you are considering using to fund the gift.

Call JELF or your tax advisor to discuss if a charitable gift that pays you income makes sense for your situation.

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