How does a borrower set up automatic payments?

Repayers can easily set up monthly payments through ACH (Automated Clearing House), which allows funds to transfer from one bank account to another securely.

  • Bank Transfers: ACH is used for setting up automatic payments, ensuring efficient and secure transactions.
  • Credit Card Payments: JELF does not accept credit card payments for student repayments. Using a credit card could turn a non-interest-bearing loan into interest-bearing debt and would incur processing fees.

From application to aid

Contact information for Local JELF Administrators will be provided by JELF after application submission.

If you are from JELF's five-state region but don't see your community, JELF will schedule your interview directly.

Our loans, which never accrue interest, help borrowers save instead of creating more debt while earning their higher education degree.

Qualify & Apply for a loan

Submit your documents

Schedule personal interview

Sign Promissory Note

Quit stressing about college