Can a student request a specific loan amount?
No, applicants do not request a specific dollar amount. JELF determines a student’s need by subtracting their total financial resources (including state, school, and federal aid, as well as possible family contributions) from the total cost of attendance for that academic year.
To compile a summary of each student’s need, JELF uses a combination of the FAFSA Submission Summary, applicant and/or parents’ tax returns, and additional financial information provided on the loan application and during the personal interview.
Because financial circumstances and school costs can change annually, JELF loan reviewers evaluate all loan information and supporting documents each year.
From application to aid
Contact information for Local JELF Administrators will be provided by JELF after application submission.
If you are from JELF's five-state region but don't see your community, JELF will schedule your interview directly.
Our loans, which never accrue interest, help borrowers save instead of creating more debt while earning their higher education degree.