Paving the way by saving students thousands of dollars in interest-bearing debt.
College is hard enough without the burden of student loan debt.
College is getting more expensive
The average cost of college (public and private combined) in the United States is $25,000 per year. As inflation rises, this cost will only continue to grow.
Income rarely matches the cost
According to JELF's student applicants, 31% of Jewish families have a household income of under $50K. The Jewish community is not immune to debt or hardship.
Average student loan debt is $38K
And that's a problem! With student loan debt at an all time high, JELF provides crucial savings in the form of loans that never accrue interest!
"My college journey was made possible by JELF, and I can’t express how appreciative I am for its existence."
"JELF was wonderful. Everything from the application forward was easy and the people were so helpful."
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Since 1961 JELF has provided over $19.5M in interest free loans to 6,208 Jewish students in our five-state region.
JELF students represent families from Florida, Georgia, North Carolina, South Carolina and Virginia (excluding metro DC). Representing a multitude of family dynamics, many recipients come from single parent families, immigrant families, families afflicted with illness, job-related issues and special needs. The list goes on! JELF aims to help qualified applicants.
Together, we are making a difference.
$19.5M Loaned Over Time
6,208 Students Helped
99% Repayment Rate
Starting a JELF application is the easiest thing you'll do this academic year!
Start here Let's find out if you qualify
If you can check all the boxes below, you should apply for an interest-free loan through JELF!
Like a Puzzle Next we bring all of the pieces together
Don't worry, it's not a final exam. JELF staff will help you pull together all the stuff you'll need.
Stop Stressing The app is done. The initial docs are in. Your interview is complete!
Congrats! You are on your way to receiving an interest-free loan with JELF.
Depending on how early you applied, there may be some documents we still need to finalize, such as an up-to-date transcript, financial aid letter, and cost of attendance at your chosen school.
But aside from crossing t's and dotting i's, we want you to celebrate! College debt is a huge burden to so many budding young students, and because you took the time to work with us...you'll have less of it!
In 2021 JELF recipients from all over the country gave their thanks to JELF to the tune of Stand By Me! From clergy to a mental health rehabilitation counselor and so many more, JELFies continue to inspire us with their passions and commitment to giving back.