APPLY NOW for a JELF interest-free loan for the 2013 Spring/Summer semesters. Deadline is September 30, 2012. If you already have a loan for the 2012-2013 fall/spring academic year, there is no need to reapply. If you need a loan for fall 2013, please come back March 1, 2013. Questions? Email firstname.lastname@example.org or call 770-396-3080.