"I was able to enjoy college life while interning with two non-profits which led to employment at graduation and then became building blocks for the consulting role I am now in.”
JELF was an academic lifesaver for me! JELF allowed me to continue my college career after a sudden death in my family nearly forced me to leave college and head back home. With the help of JELF, I was able to stay in school and earn my BSN.
How a jelf loan is determined:
To determine a student’s JELF loan, JELF calculates the total cost to attend school for the academic year, including room/board, transportation, living expenses, supplies and more. JELF then subtracts the student’s total financial resources from the total cost. By doing this, JELF is able to best 'level the playing the field' for each student’s need - and prides itself on doing so in a personal, individualized way.
After applying online with all required documentation, students and their cosigner(s) meet with a Local JELF Administrator (LJA). Through a one-on-one interview, JELF works to better understand the student’s financial situation -- beyond what their tax return may show.
After the application process and LJA interview, loan applications are reviewed anonymously and confidentially by volunteers who then determine final loan decisions.