JELF has one mission.
we lend with a heart.
College costs are rising and JELF is meeting the need.
Our Impact
Since 1961 JELF has provided interest-free loans to 3,092 Jewish students. We now have recipients living all over the world who are active in their own Jewish communities.
jelf recipients become proud JELF donors and vital members of their Jewish communities – in turn, helping future Jewish students in need
JELF Full Circle Story
Megan Williamson, Atlanta
"Because of JELF, I was able to enjoy college life while interning with two non-profits which led to employment at graduation and then became building blocks for the consulting role I am now in.”
JELF Full Circle Story
Sara Massachi Taylor, charlotte
"JELF was an academic lifesaver for me, allowing me to continue my college career after a sudden death in my family nearly forced me to leave college and head back home. With the help of JELF, I was able to stay in school and earn my BSN. Thank you, JELF!"
How a jelf loan is determined:
To determine a student’s JELF loan, JELF calculates the total cost to attend school for the academic year, including room/board, transportation, living expenses, supplies and more. JELF then subtracts the student’s total financial resources from the total cost.
After applying online with all required documentation, students and their cosigner(s) meet with a Local JELF Administrator (LJA). Through a one-on-one interview, JELF works to better understand the student’s financial situation -- beyond what their most recent tax return may show!
After the application process and LJA interview, loan applications are reviewed anonymously and confidentially by volunteers who then determine final loan decisions. Students are notified shortly after and funds are dispersed directly to the student through ACH in two equal payments before each semester.